Experiencing an injury that keeps you from working can be a stressful situation. In addition to the physical recovery you face, the financial burden of lost income and increasing medical expenses can quickly become overwhelming. It’s important to know that you likely have rights and options, and understanding these can greatly impact your well-being during this difficult period. Please continue reading as we explore the steps you should take if you can’t return to your work duties after an injury in New York, and how a determined New York City Injury Lawyer can help you fight for the compensation you deserve.
What Happens If I Can’t Fulfill My Work Duties After an Injury?
If you have suffered an injury due to another’s negligence and can’t work, the specific avenue for support will depend heavily on the unique circumstances surrounding the incident. If your injury occurred while you were on the job, you may be eligible for workers’ compensation. This is a no-fault system that provides benefits such as medical care, lost wages, and rehabilitation services to cover work-related injuries and illnesses. It’s important to note that this process can be complex, involving timely reporting and potential disputes with insurance carriers.
If your injury was caused by another party’s negligence (e.g., an auto accident, a slip and fall accident, or a defective product), you may be entitled to pursue a personal injury claim. In these cases, you would seek compensation for lost income and other damages from the at-fault party or their insurance provider. This often involves collecting evidence, negotiating with insurers, and potentially filing a lawsuit.
Additionally, you may qualify for temporary disability insurance. You are typically eligible if you have been unable to work for more than seven consecutive days. The benefits are equal to 50% of your average weekly wage, up to a maximum of $170 per week. These benefits are paid for a maximum of 26 weeks during any 52-week period.
Furthermore, you may be able to use some of your accrued sick or vacation days if necessary. It’s advisable to speak to your employer’s HR department or a qualified attorney to better understand your options and company policies.
What If I Can’t Work for a Long Time?
For long-lasting conditions that render you unable to work for at least a year or result in death, you may be eligible for Social Security disability benefits. These benefits can provide a percentage of your income for a specific period if you are unable to work due to an injury. However, you must understand the terms of your policy, including mandatory waiting periods and benefit durations.
For more information, please don’t hesitate to contact an attorney at The Bàez Legal Group.
